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Not sure why you would want to mess with your retirement to pay your insurance bill. Maybe theres a better way to get cash, such as a lender credit to pay for someall of the closing costs in exchange for a slightly higher mortgage rate. Colin, I have no debt, hence no credit score. My husband has no debt but still has a credit score of 746.
We are building a new 328,000 home and have been pre-approval. I make 86,000 a year husband 77,610. We have 20 down plus 7,000 closing costs in our joint checking but this will deplete our savings MM. Husband has 203,000 in 401K, I have 89,000.